Back-to-School Insurance Checklist for Families

As summer slowly winds down and the school year begins, families are already in the throes of transitioning. While shopping for school supplies is important, reviewing your insurance policies should also be on your back-to-school checklist. Boone Ritter Insurance offers insights into ensuring your family is covered, whether it's just back-to-school or off-to-college.

Auto Insurance for Student Drivers:

If you have a teen driver, it's crucial to update your auto insurance policy. New drivers often face higher insurance rates, but there are ways to manage costs. Many insurers offer discounts for students with good grades or those who complete driver safety courses. Ensure your policy provides adequate coverage for young drivers, and if you already have a policy, let Boone Ritter Insurance review it to help you understand your coverage to ensure you have what you need.

Renters Insurance for College Students:

As your child heads off to college, protect their belongings in dorms or off-campus housing with renters insurance. This coverage can protect against theft, fire, and other risks, ensuring your student's possessions are secure. Boone Ritter Insurance can help you find a policy that fits your needs and budget.

Health Insurance Considerations:

Ensure your college-bound student maintains health insurance coverage. They may be eligible for coverage under your family plan or need a separate policy. Review your options to ensure continuous protection, and explore any additional coverage needed for students studying out of state.

Getting Back into the Swing of Things

Preparing for the new school year involves more than just shopping for supplies. By reviewing and updating your insurance policies, you can ensure your family is fully protected. Boone Ritter Insurance is here to help with all your insurance needs, offering personalized solutions and expert guidance. Contact us today to schedule a comprehensive insurance review.