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Exploring Health and Life Insurance Options: What You Need to Know

Writer: Boone Ritter InsuranceBoone Ritter Insurance

Choosing the right insurance is essential for safeguarding your future and your loved ones. At Boone Ritter Insurance, we offer a range of health and life insurance options to meet your unique needs.

Health Insurance Options

  1. Individual Health Insurance: Ideal for self-employed individuals or those without employer-provided plans. It covers medical expenses and routine care.

  2. Family Health Insurance: Comprehensive coverage for your entire family, ensuring everyone gets the medical attention they need.

  3. Group Health Insurance: Available for businesses, it provides affordable health coverage for employees and may offer tax benefits for employers.

Life Insurance Options

  1. Term Life Insurance: Offers coverage for a specific period (e.g., 10, 20, or 30 years) and is typically more affordable. It’s ideal for short-term needs, such as covering a mortgage or college tuition.

  2. Whole Life Insurance: Provides lifelong coverage with a cash value component, meaning part of your premiums can grow over time as an investment.

  3. Universal Life Insurance: Offers flexible premiums and death benefits, combining a cash value with long-term coverage. It allows you to adjust the policy as your needs evolve.

Why It Matters

Securing the right health and life insurance ensures peace of mind, knowing that medical expenses and financial protection for your family are covered. Whether you’re planning for unexpected health issues or ensuring your family’s financial stability, Boone Ritter Insurance is here to guide you through the process.

Need Help Choosing?

Contact us today for personalized advice, or visit the Healthcare Marketplace for more information on available plans. For more details on your options, check out our blog on the different types of health insurance.

 
 

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Springdale Office
Phone: 479-751-9272 
Email: kentrina@booneritterinsurance.com 
3906-B Kelley Ave.
Springdale, AR 72762

Mailing Address:

P.O. Box 867
Springdale, AR  72766

Cabot Office
Phone: 501-517-4500 
Email: dawn@booneritterinsurance.com
1802 S. Pine St. #D 
Cabot, AR 72023 
​Mailing Address: 
P.O. Box 303 
Cabot, AR 72023

Siloam Springs Office
Phone: 479-524-6444
Email: carla@booneritterinsurance.com
103 N. Broadway

Siloam Springs, AR 72761 
Mailing Address: 
P.O. Box 7 
Siloam Springs, AR 72761

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